Options to Save & Keep Your Home - HSVW.COM

Reinstatement

For a limited time, the lender may allow the home owner to get the loan back on track by making up any back payments plus filing and legal fees.

Short Refinance

The lender may agree to forgive a small part of the debt in order to refinance the remaining debt into an new mortgage the home owner can afford.

Short Sale

The lender may accept the sale of the home to someone else by also agreeing to accept less than the full amount owed.

Forebearance

A specific payment plan including provisions for repayment of delinquent interest and fees which may add additional years to the life of the loan.

Loan Modification

The lender may make an ajustment to the interest rate or shift the unpaid amounts for repayment later during the life of the loan.

Deed in Leiu

The owner offers to give back the home to the lender in effort to end the foreclosure. The lender can accept or decline and can still foreclose.

Qapla' Balth je'

If everything here sounds like Klingon, you should enlist the help of seasoned professionals, like us, to help you.

We can help you determine the best course of action depending on your situation and explain which options you may qualify for.

Sometimes none of the options may be a good fit for you. At that time you may need to consider whether selling your home would be a better choice.

Contact us to discover options to help save your home.